OUR INSURANCE PRODUCTS
We offer different packages tailored to meet your personal, ever-changing needs. Our team is happy to answer your questions and make personalised recommendations for the best Homeowners Insurance for your circumstances.
Policy Requirements: Insurers may impose some coverage requirements for replacement cost protection. Preferred plans usually require policy limits at 100% of replacement cost. Standard plans usually require policy limits of at least 80% of replacement cost.
Lender Requirements: Your housing lender will require you to cover the house for at least the amount of the mortgage or the replacement cost of the dwelling.
Our Auto Insurance department is one of the busiest at Moore Insurance Team. Our clients know they can trust us to cover them.
Auto liability coverage falls into two categories:
1. Bodily Injury Liability – which covers medical expenses, pain and suffering, lost wages, and other special damages.
2. Property Damage Liability — which covers damaged property, and may include loss of use. Liability car insurance also pays legal defense and court costs. State laws usually dictate the minimum amounts of auto liability insurance required, but higher amounts are available.